457 visa home loans up to 90% no LMI for Medicos

The post 457 visa home loans up to 90% no LMI for Medicos appeared first on Oak Laurel.

Changes to lender policy means that more types of medicos on 457 visas can borrow up to 90% of the property value without Lenders Mortgage Insurance

The changes mean that more 457 visa medicos (doctors, vets, chiropractors, physiotherapists, medical specialists, dentists and optometrists) will be able to enter the property market earlier while saving the expense of lenders mortgage insurance on borrowing up to 90% of the property value.  The Lenders mortgage insurance waiver is a distinct advantage for medicos as lenders mortgage insurance  can amount to thousands of dollars.
The deal also gives a boost to regional areas as this is where many of the medicos (doctors, vets, chiropractors, physiotherapists, medical specialists, dentists and optometrists) who are on 457 visas are based.

Are you a medico on a 457 visa?

Find out more or contact us about the a medico home loan for 457 visa holders:
Home loans for medicos on 457 visas

On a 457 visa but not a medico?

457 visa holders can get home loans from Australian lenders however, if you are not a medico you will need to pay lenders mortgage insurance when you are borrowing more than 80% of the property value. Find out more about home loans for 457 visa holders here:
Home loans for 457 visa holders

Oak Laurel Mortgage Brokers – Home loans made easy!

The post 457 visa home loans up to 90% no LMI for Medicos appeared first on Oak Laurel.


from Oak Laurel | RSS Feed http://ift.tt/1Sn3WFn

Chiropractors are you getting the cheapest home loan that you can get?

The post Chiropractors are you getting the cheapest home loan that you can get? appeared first on Oak Laurel.

Chiropractor mortgages: Chiropractors may not know that they could be eligible to get a cheaper home loan because of their profession

Eligible chiropractors can get cheaper home loans from some lenders because of their profession. This is because some lenders will offer special home loan deals for chiropractors to encourage them to be their customers.

What is so special about a chiropractor mortgage?

Chiropractors may be able to get home loan specials such as generous interest rate discounts or have lenders mortgage insurance requirements waived.
What this means for chiropractors is that they can use their preferred profession status with some banks and lenders tof pay less on their home loan or investment property loans.
However, not all banks and lenders offer special deals on home loans for chiropractors and the deals from those lenders that do offer specials are not equal. Furthermore, depending on how much you are borrowing and some other factors will mean that what you can get from each lender will change. This is where an Oak Laurel mortgage broker can help by comparing the different packages on offer for your situation.
So the real question is:

Chiropractors why haven’t you contacted us yet?

Contact us to compare the chiropractor mortgage specials available to you.
Chiropractors 

Which other professionals, who are not doctors, can get interest rate discounts and/or lenders mortgage insurance waived?

The following professionals may be eligible for interest rate discounts and/or lenders mortgage insurance waived:
Accountants 

Dentists 

Vets 

Doctors 

Optometrists 

Pharmacists 

Law professionals 

Energy, Mining and Resources professionals 

Oak Laurel Mortgage Brokers – Finance made easy!

The post Chiropractors are you getting the cheapest home loan that you can get? appeared first on Oak Laurel.


from Oak Laurel | RSS Feed http://ift.tt/1fbM2af

Mortgage Brokers Adelaide

Oak laurel are now providing mortgage broker service in Adelaide, Australia. Oak Laurel's Adelaide mortgage brokers have expertise across the full spectrum of finance types and can assist you with:

·        Home loans, First home buyer loans, Investment property loans, refinancing, temporary visa home loans, work permit home loans including home loans for 457 visa holders & foreigner investment property loans, home loans with lenders mortgage insurance waived or home loans with interest rate discounts including home loans for accountants, home loans for vets, home loans for optometrists, home loans for medical doctors, home loans for dentists, home loans for chiropractors and other professionals.

·        Property development loans, construction loans, including multiple units on the same title.

·        Commercial property loans, lower interest for commercial property secured against residential property loans.

·        Self Managed Super Fund SMSF residential and commercial property investment loans.

·        Commercial loans

·        Car loans

·        Personal loans

Why is using an Oak Laurel mortgage broker Adelaide service a good choice?

Using Oak Laurel's mortgage broker Adelaide service is a good choice because:

At Oak Laurel we aim to provide you with outstanding customer service. This means fast response times, excellent knowledge, honest advice. We work hard and smart to maximise your benefit. Oak Laurel's Adelaide mortgage brokers have access to a wide range of lenders and loans, this gives you many choices.

If you would like for us to assist you in arranging a home loan or other loan please phone us on 0481 368 884 or email us on info@oaklaurel.com.au.    

Oak Laurel

www.oaklaurel.com.au

info@oaklaure.com.au